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Factoring

TruckSmarter Factoring is now a part of OTR Solutions

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Request Account Data Deletion
How to Verify your Carrier Identity

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Factoring for OTR

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TruckSmarter Help Center

© 2026 TruckSmarter Inc. All rights reserved.

*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

**The interest rate on your account is 2.18% with an Annual Percentage Yield (APY) of 2.19%, effective 12/11/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [[email protected]] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

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